Buying a home with no down payment?

I am pleased to announce our new 100% financing program!  Yes, that’s right…true…..100% financing with NO PMI and very low rates!!!!  This is not a DPA program and there are NO income limits on this program.  You do not need to be a first time homebuyer.  We can do 100% financing down to a 640 credit score and can do it with 97% financing down to 620 score.  Conforming loans up to $647,200!!!

With seller contribution we can get your buyers in for ZERO!!  This is excellent for your buyers low on cash and even better with seller contribution from builders or other sellers with the market beginning to turn.  You can also market this financing on your listings that are eligible for this financing as well!!!

This is a Minority/Majority census tract product so the home has to be in an eligible census tract to qualify for the 100% financing.  Attached are the maps for our counties and as you can see the vast majority of our area is eligible.    

Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Signature Homes Realty home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! You can rest easy knowing you’ve found your true partner. 


We are so grateful to our homebuyers for putting your trust in us with one of your biggest investments. During this time of uncertainty with COVID-19 (the coronavirus) circulating around our country, its divisions still believe in the American Dream and are committed to helping you bring that dream to fruition. We are taking all measures necessary to ensure the safety and health of our employees by allowing them to work from home, and we have security measures in place to protect your secure data. With today’s technology, you can easily pre-qualify for a home loan online, and you never have to meet with your loan officer face-to-face, though we welcome the opportunity to meet when this situation improves.


Call us for more details

JC TORRES ~ Professional Real Estate Services
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